Decumulation portfolios
A smoother retirement journey for your clients
Recognising the unique challenges faced by clients in drawdown, our three purpose-built decumulation investment strategies are designed to prioritise capital preservation and minimise the risk of eroding capital values in falling markets whilst your client takes a fixed regular income.
Our risk targeted decumulation strategies are actively managed and constructed using a blend of active and passive investments, and as part of Dynamic Planner’s Risk Managed Decumulation solution, are checked by Dynamic Planner on a monthly basis to ensure that they stay within the expected annual Value at Risk boundaries assigned to the corresponding Dynamic Planner risk profile (Risk Managed Decumulation 4-6), providing greater control over anticipated maximum drawdown.
Portfolios are rebalanced at least quarterly to mitigate portfolio drift and maintain adherence to the designated Dynamic Planner Value at Risk boundaries, providing peace of mind for your clients worried about taking undue risk and seeking a smoother financial journey in retirement.
Portfolios can be held in a wide range of investment structures and wrappers, and are available on the Bordier UK platform and via third-party platforms.
A differentiated approach
Jamie Berry, Executive Chairman, outlines what sets Bordier UK apart in the world of decumulation.
The right service
for your clients
Risk Targeted Decumulation (RTD) Service
Three lower-cost model portfolios for clients in drawdown, created through a blend of active and passive investments, and managed in accordance with Dynamic Planner risk profiles.